Auto InsuranceWe at All Insurance Ontario understand that having the correct coverage on your vehicle can help give you piece-of-mind knowing that you are fully covered in case of an accident. We offer both mandatory and optional Auto Insurance as well as discounts that drivers may qualify for. We’ll work with you to determine what is the best solution for your Auto Insurance needs.
If you are looking for a Car Insurance Quote today, contact us or call 613-824-7639.
Types of CoverageMandatory - If you own a vehicle in Ontario you are required by law to have:
Third-Party Liability Coverage: If you are in an accident, payments are made on your behalf in the case of any injuries to the person or damage to their property. By law you must have a minimum of $200,000 in coverage but we at All Insurance Ontario recommend raising that minimum to $1 -2 million.
Accidents Benefit Coverage: This coverage is to provide benefits to you if you are injured in an accident, regardless of who is at fault. It is also possible to increase this coverage; we like to review your Health insurance to ensure you have the best possible coverage.
Direct Compensation: If the accident took place in Ontario and you are not at fault for the accident, then you can collect direct compensation from your insurer.
Uninsured Automobile Coverage: This is to help protect you from any medical or damage that may be caused by an uninsured driver.
Optional – The recommended extra’s:
Collision: Damages are covered if you are in an accident and found at fault.
Comprehensive: Covers non-collision damage, such as theft, vandalism, falling objects, or damages cause by an animal.
Waiver of Depreciation: If your new vehicle is a complete write off within 2-3 years of the delivery date (depending on the insruance company), you will receive the total amount you originally paid for the vehicle
Rental Car Coverage: Includes coverage for vehicle you rent within Canada & USA, and a rental car in case of a claim on your car.
Types of Discounts Available
- Being a retiree
- Bundling your Home and Auto Insurance together
- Completing a drivers educational course
- Insuring more than one vehicle with us
- Maintaining a clean driving record
- Winter Tires